Estate Planning Costs

Estate Planning Costs for Blended Families With Kids in Georgia

A revocable trust for a blended family in Georgia usually costs $3,500 to $5,500. Georgia law does not protect a stepchild who is not named in your plan unless you legally adopted them. Most blended families need the higher $5,500 tier to name up to three family members by name.

Find Out Where You Stand

Blending two families is hard enough without wondering what the law does to your plan. A revocable trust for a blended family costs $3,500 to $5,500 at The Hive Law. Most blended families land closer to the higher number.

Other Georgia firms often list one starting price. They don’t tell you a blended family usually costs more. Your price mostly comes down to one thing: how many people you need to name.

This article breaks down what a blended family’s estate plan actually costs. It also covers what happens to your stepchildren if you skip this step.

What a Blended Family’s Estate Plan Costs in Georgia

The Hive Law’s starting trust, the Foundation tier, costs $3,500. It protects you and your spouse. It does not name your kids.

Most blended families need the Family tier instead, which costs $5,500. This tier lets you name up to three family members by name. That’s usually enough for one spouse’s kids plus the couple’s kids together. It also works for both sets of stepchildren in a smaller family.

Some families are bigger than that. If you have four or more kids between both of you, you may need the Portfolio tier at $8,500. A very large blended family may need the Legacy tier at $15,000. That tier covers a full trust for every named family member.

For the full cost breakdown across every family situation, see How Much Does Estate Planning Cost for a Family With Minor Children in Georgia.

Why Most Blended Families Need the Family Tier

A plan built for a first marriage usually protects two people: you and your spouse. A blended family almost always has more people to name. You may need to name your kids, your spouse’s kids, or both.

Naming a stepchild is not automatic. Georgia law treats a stepchild as a stranger to your estate. This is true unless you adopted them or named them in your plan. Those extra names are what push a blended family from the Foundation tier to the Family tier.

Compare all four trust package tiers side by side, or read how a revocable living trust actually works in Georgia.

What a Stepchild Inherits Without a Will or Trust

Georgia law decides who inherits your property if you die with no will or trust. This rule is called intestate succession under O.C.G.A. § 53-2-1. It only covers your spouse and your legal children. That means your biological children or children you formally adopted.

A stepchild you never adopted inherits nothing under this rule. It does not matter how long you raised them. It does not matter how close you were. The only way to give a stepchild a share is to name them in a will or trust.

If your spouse has kids from an earlier relationship, see Does Your Spouse Inherit Everything When You Die in Georgia If You Have Children From a Previous Marriage for the full picture.

How Georgia’s Year’s Support Law Can Complicate Your Plan

Georgia lets a surviving spouse ask the court for what’s called Year’s Support under O.C.G.A. § 53-3-1. This sets aside part of the estate for the spouse. It gets paid before other gifts in the will.

In a first marriage, this rarely causes a problem. In a blended family, it can. A Year’s Support request can shrink or delay what’s left for your kids from an earlier relationship, even if your will or trust promised them a set share.

A well-built trust plans for this ahead of time. It sets aside a share for your kids up front, instead of sending everything through your spouse first.

Why You Still Need a Will Even With a Trust

Say you have minor kids from an earlier relationship, and your current spouse is not their legal parent. Naming a guardian matters even more in this case. Georgia law is clear here: only a will can name a guardian for your minor child (O.C.G.A. § 29-2-4). A trust cannot do this.

Without a will naming a guardian, a judge picks who raises your child, using a list set by state law, not your own choice. This is true even if your spouse raised that child for years, as long as your spouse never adopted them.

See What It Costs If You Die Without a Guardian Named for Your Kids in Georgia for the real numbers behind a court-run guardianship.

What Can Push the Price Higher

A few things often add to the base price for a blended family.

  • Extra property. Adding one property to your trust costs $550. Adding more than one at the same time costs $1,100.
  • A business or rental LLC. Adding an LLC to your trust costs $1,250.
  • A prenup or postnup. If you have one, it needs to match your estate plan. Melissa checks both documents together during your Design Meeting. This is not a separate fee.

What It Costs to Wait

Skip the plan, and your estate goes through Georgia probate. A simple estate takes 13 months on average and costs $14,700 on average in fees.

A business or complex estate takes 25 months and costs $29,700 on average.

  • Cost. A simple Georgia probate averages $14,700 in attorney and court fees.
  • Timeline. A simple estate takes about 13 months to close.
  • Control. Your family cannot reach most of the estate’s money until the court process ends, and stepchildren get nothing unless the will or trust names them.

That’s more than three times what a Family tier trust costs, with no promise your stepchildren get anything. Probate follows the intestacy rules above, which leave stepchildren out unless a will or trust says otherwise.

How to Get Started

Ready to see what your family’s plan would actually cost? Here’s how it works.

Your first call is free, about 15 minutes, and happens by phone with Shawn. If you move forward, your next step is the Design Meeting with Melissa, which is credited toward your plan.

$0 What a Stepchild Inherits in Georgia Without Being Named This is what your stepchild gets under Georgia law if you don't name them in a will or trust.
13 Months Average Georgia Probate Timeline If You Wait That's how long your family could be tied up in court before anyone gets anything.
3 Kids Named by Name in One Trust Package That's how many family members the standard blended-family trust tier covers by name.

How It Works

1

A 15-Minute Call With Shawn

Tell us what is going on with your family. Shawn walks you through your options and what each one costs. Free.

2

Melissa Designs Your Plan

She builds your estate plan from scratch based on your specific assets and family. You get an exact quote before you commit to anything.

3

Review Every Document With Melissa

Before you sign, Melissa walks through every document with you in plain language. No legal jargon. No confusion about what you are signing.

4

Your Plan Is Complete

Melissa delivers your completed documents and explains exactly what your family needs to do. You leave knowing your plan is in place and your family is protected.

Melissa Breyer

Melissa Breyer

Georgia Estate Planning Attorney

Melissa Breyer is a Georgia estate planning attorney who works exclusively on trust-based estate planning and LLC formation. She personally designs and drafts every plan at The Hive Law after the initial call. Every plan is built from scratch for your specific family, your specific assets, and your specific wishes.

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Frequently Asked Questions

A trust does not automatically cover life insurance or retirement accounts. Life insurance and retirement accounts pass to whoever you named on the account’s beneficiary form, even if your trust says something different. If you want a stepchild or biological child to receive part of one, you need to update that beneficiary form separately. Melissa reviews these forms during your Design Meeting so they match your plan.

A blended family’s trust package includes more than just the trust. Every Hive Law trust package includes a financial power of attorney and a healthcare directive along with the trust. The Family tier also adds an individual power of attorney, healthcare directive, and a will for each of the up to three family members you name. This decides who can make medical and financial decisions for you, not just who inherits.

A trust for a blended family in Georgia usually costs $3,500 to $5,500. The price depends on how many people you need to name. Most blended families choose the higher tier. It lets you name up to three family members by name.

Stepchildren do not automatically inherit anything in Georgia. This is true unless you legally adopted them. Georgia’s intestacy law only covers a spouse and legal children. A stepchild needs to be named in a will or trust to get a share.

A prenup usually covers what happens in a divorce, not what happens when you die. Your estate plan is a separate document. The two need to be reviewed together, so they don’t contradict each other.

Adding stepchildren to a will names them as heirs. But a will alone still sends your estate through probate. Georgia probate averages 13 months and $14,700. A trust lets your stepchildren get their share without that court process.

A funded trust can protect your kids’ share even if your spouse remarries after you die. The assets are already set aside under the trust’s terms. A will alone does not offer this same protection.

Most blended families use one shared trust. Each spouse’s kids are named separately inside it. This is more common than setting up two separate trusts. The Family tier trust supports naming up to three family members this way.

Georgia’s Year’s Support law lets a surviving spouse ask the court for a set amount of the estate. This gets paid before other gifts in the will. In a blended family, this can shrink what’s left for kids from an earlier relationship, if the plan doesn’t account for it ahead of time.

Most blended family estate plans are ready within a few weeks of the Design Meeting. Melissa reviews your family and assets there and gives you an exact price. The trust takes effect once it’s signed and your assets are moved into it.

Find Out Where You Stand

You’ve been meaning to do this for a while now. That’s normal. Most families wait until something happens, then wish they hadn’t.

A 15-minute call tells you exactly what you have, what’s missing, and what your family needs next. No paperwork, no obligation, just a straight answer.

  • No sales pitch. Just a straight answer about where you stand.
  • No confusing terms. We explain everything in plain English.
  • A real next step. You’ll know exactly what to do when we hang up.