What a Blended Family’s Estate Plan Costs in Georgia
The Hive Law’s starting trust, the Foundation tier, costs $3,500. It protects you and your spouse. It does not name your kids.
Most blended families need the Family tier instead, which costs $5,500. This tier lets you name up to three family members by name. That’s usually enough for one spouse’s kids plus the couple’s kids together. It also works for both sets of stepchildren in a smaller family.
Some families are bigger than that. If you have four or more kids between both of you, you may need the Portfolio tier at $8,500. A very large blended family may need the Legacy tier at $15,000. That tier covers a full trust for every named family member.
For the full cost breakdown across every family situation, see How Much Does Estate Planning Cost for a Family With Minor Children in Georgia.
Why Most Blended Families Need the Family Tier
A plan built for a first marriage usually protects two people: you and your spouse. A blended family almost always has more people to name. You may need to name your kids, your spouse’s kids, or both.
Naming a stepchild is not automatic. Georgia law treats a stepchild as a stranger to your estate. This is true unless you adopted them or named them in your plan. Those extra names are what push a blended family from the Foundation tier to the Family tier.
Compare all four trust package tiers side by side, or read how a revocable living trust actually works in Georgia.
What a Stepchild Inherits Without a Will or Trust
Georgia law decides who inherits your property if you die with no will or trust. This rule is called intestate succession under O.C.G.A. § 53-2-1. It only covers your spouse and your legal children. That means your biological children or children you formally adopted.
A stepchild you never adopted inherits nothing under this rule. It does not matter how long you raised them. It does not matter how close you were. The only way to give a stepchild a share is to name them in a will or trust.
If your spouse has kids from an earlier relationship, see Does Your Spouse Inherit Everything When You Die in Georgia If You Have Children From a Previous Marriage for the full picture.
How Georgia’s Year’s Support Law Can Complicate Your Plan
Georgia lets a surviving spouse ask the court for what’s called Year’s Support under O.C.G.A. § 53-3-1. This sets aside part of the estate for the spouse. It gets paid before other gifts in the will.
In a first marriage, this rarely causes a problem. In a blended family, it can. A Year’s Support request can shrink or delay what’s left for your kids from an earlier relationship, even if your will or trust promised them a set share.
A well-built trust plans for this ahead of time. It sets aside a share for your kids up front, instead of sending everything through your spouse first.
Why You Still Need a Will Even With a Trust
Say you have minor kids from an earlier relationship, and your current spouse is not their legal parent. Naming a guardian matters even more in this case. Georgia law is clear here: only a will can name a guardian for your minor child (O.C.G.A. § 29-2-4). A trust cannot do this.
Without a will naming a guardian, a judge picks who raises your child, using a list set by state law, not your own choice. This is true even if your spouse raised that child for years, as long as your spouse never adopted them.
See What It Costs If You Die Without a Guardian Named for Your Kids in Georgia for the real numbers behind a court-run guardianship.
What Can Push the Price Higher
A few things often add to the base price for a blended family.
- Extra property. Adding one property to your trust costs $550. Adding more than one at the same time costs $1,100.
- A business or rental LLC. Adding an LLC to your trust costs $1,250.
- A prenup or postnup. If you have one, it needs to match your estate plan. Melissa checks both documents together during your Design Meeting. This is not a separate fee.
What It Costs to Wait
Skip the plan, and your estate goes through Georgia probate. A simple estate takes 13 months on average and costs $14,700 on average in fees.
A business or complex estate takes 25 months and costs $29,700 on average.
- Cost. A simple Georgia probate averages $14,700 in attorney and court fees.
- Timeline. A simple estate takes about 13 months to close.
- Control. Your family cannot reach most of the estate’s money until the court process ends, and stepchildren get nothing unless the will or trust names them.
That’s more than three times what a Family tier trust costs, with no promise your stepchildren get anything. Probate follows the intestacy rules above, which leave stepchildren out unless a will or trust says otherwise.
How to Get Started
Ready to see what your family’s plan would actually cost? Here’s how it works.
Your first call is free, about 15 minutes, and happens by phone with Shawn. If you move forward, your next step is the Design Meeting with Melissa, which is credited toward your plan.