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Georgia Business Owner Disability Statistics: How Many Georgians Running Their Own Business Report Each Difficulty, at What Ages, and in Which Industries

In 2024, about 42,600 Georgians who currently work in their own business as their main job reported at least one of the six difficulties the Census Bureau asks about, and about 10,500 reported serious difficulty concentrating, remembering or making decisions. A reported difficulty is not legal incapacity.

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In 2024, about 42,600 Georgians who currently work in their own business as their main job reported at least one of the six difficulties the Census Bureau asks about (7.8% of them). About 10,500 reported serious difficulty concentrating, remembering or making decisions (1.9%).

This report counts Georgians whose main job is their own business and who told the Census Bureau they have serious difficulty hearing, seeing, concentrating, remembering or making decisions, or walking or climbing stairs, or difficulty dressing or bathing or doing errands alone. We show each difficulty, at every age, in every industry, and next to Georgia employees of the same age. These are people, not businesses. A difficulty reported on a survey form is not a diagnosis, and it is not legal incapacity. Nothing here says these owners cannot run their business. This report is part of The Hive Law’s Georgia business owner statistics.

Three things stand out. Serious difficulty concentrating, remembering or making decisions does not climb with age among working owners the way hearing and walking difficulties do. At the same age, owners report a difficulty about as often as employees. And these counts leave out a group: people whose last job was their own business and who have stopped working, where these difficulties are more common.

Key Findings

  • In 2024, about 10,500 Georgians who currently work in their own business as their main job, 1.9% of them, reported serious difficulty concentrating, remembering or making decisions (Census survey data). This is a difficulty reported on a survey form, not a diagnosis, a capacity assessment or a court finding, and not legal incapacity. How we got this
    Source: U.S. Census Bureau (American Community Survey); analysis by The Hive Law
  • In 2024, about 42,600 Georgians who currently work in their own business as their main job, 7.8% of them, reported at least one of the six difficulties the Census Bureau asks about (Census survey data). These are people, not businesses, and a reported difficulty is not legal incapacity. How we got this
    Source: U.S. Census Bureau (American Community Survey); analysis by The Hive Law
  • About 7 in 10 Georgians who currently work in their own business as their main job and report serious difficulty concentrating, remembering or making decisions are younger than 55 (71.9%, 2020 to 2024 Census data), close to the 67.2% of all Georgians working in their own business as their main job who are younger than 55. A reported difficulty is not legal incapacity. How we got this
    Source: U.S. Census Bureau (American Community Survey); analysis by The Hive Law
  • In 2024, 33.0% of Georgians aged 75 or older who were still working in their own business as their main job reported at least one of the six Census difficulties, against 6.7% of those aged 55 to 64 (Census survey data). A reported difficulty is not legal incapacity. How we got this
    Source: U.S. Census Bureau (American Community Survey); analysis by The Hive Law
  • Among Georgians aged 55 to 64 whose most recent job was their own business, about half of those who reported serious difficulty concentrating, remembering or making decisions were no longer working (48.5%), against one in five of the whole group (19.7%), in 2020 to 2024 Census data that leave out people living in nursing homes or other institutions. The same gap shows at every age from 25 up. The survey does not say why anyone stopped working or what happened to the business, and a reported difficulty is not legal incapacity. How we got this
    Source: U.S. Census Bureau (American Community Survey); analysis by The Hive Law
  • At the same age, Georgians who currently work in their own business as their main job report at least one of the six Census difficulties about as often as Georgia employees do: 7.8% against 8.0%, with employees weighted to the owners’ ages (2020 to 2024 Census data). A reported difficulty is not legal incapacity. How we got this
    Source: U.S. Census Bureau (American Community Survey); analysis by The Hive Law
  • After allowing for age, Georgians whose main job is their own business in real estate, rental and leasing report at least one of the six Census difficulties less often than all Georgians whose main job is their own business: 5.3% against 7.8% (5.4% before allowing for age; 2020 to 2024 Census data). Finance and insurance is the only other industry clearly below the overall share. A reported difficulty is not legal incapacity. How we got this
    Source: U.S. Census Bureau (American Community Survey); analysis by The Hive Law

How Many Georgians Running Their Own Business Report a Disability

The Census Bureau’s American Community Survey asks about six difficulties. A person who answers yes to any one of them is counted as having a disability. That is the only measure we call a disability. For each single difficulty, we use the Census Bureau’s own words.

In 2024, about 42,600 Georgians who currently work in their own business as their main job, 7.8% of them, reported at least one of the six difficulties the Census Bureau asks about (Census survey data). These are people, not businesses, and a reported difficulty is not legal incapacity.

Here is each difficulty. The survey asks about each one separately.

Difficulty (the Census Bureau’s words) People Share of Georgians working in their own business as their main job
Any of the six 42,603 7.8%
Deaf or serious difficulty hearing 14,285 2.6%
Serious difficulty walking or climbing stairs 12,555 2.3%
Blind or serious difficulty seeing even when wearing glasses 11,474 2.1%
Serious difficulty concentrating, remembering or making decisions 10,465 1.9%
Difficulty doing errands alone 5,634 1.0%
Difficulty dressing or bathing withheld withheld

Source: U.S. Census Bureau, American Community Survey 2024 microdata, Georgia. All figures are for 2024.

Do not add the rows together. One person can report more than one difficulty. Of the working owners who reported any difficulty, 79.7% reported exactly one of the six (2024). The dressing or bathing figure is withheld because too few people in the survey reported it for a reliable number.

The survey does not ask whether the business has employees. So these figures cannot be split into owners of businesses with no employees and owners of businesses with employees. If you run your business on your own, our guide to estate planning for a solo business owner may help.

Serious Difficulty Concentrating, Remembering or Making Decisions

The survey asks whether, because of a physical, mental or emotional condition, a person has serious difficulty concentrating, remembering or making decisions. It does not ask what the condition is. It does not ask how long it has lasted. A person in the household fills in the answer. Nobody tests anyone.

In 2024, about 10,500 Georgians who currently work in their own business as their main job, 1.9% of them, reported serious difficulty concentrating, remembering or making decisions (Census survey data). This is a difficulty reported on a survey form, not a diagnosis, a capacity assessment or a court finding, and not legal incapacity.

More than half of them, 53.4%, reported no other difficulty (2024). About one in eight of these yes answers were filled in by the Census Bureau for a missing answer, not given by the household.

The survey does not measure whether anyone can make their own legal or business decisions. If you are wondering what happens to your business if you become incapacitated, or whether your spouse can run your business if you are incapacitated, those guides cover it.

Women and Men

Women who currently work in their own business as their main job in Georgia report serious difficulty concentrating, remembering or making decisions more often than men: 2.6% against 1.7% (2020 to 2024). The gap remains after allowing for age. For any of the six difficulties, women and men are 8.0% and 7.6%, a gap too small to measure. The data do not say why. A reported difficulty is not legal incapacity.

Disability by Age Among Georgians Running Their Own Business

These figures are for Georgians still working in their own business as their main job. They are not figures for all Georgians of these ages.

Age Georgians working in their own business as their main job Reported any of the six difficulties Share
16 to 44 241,069 14,207 5.9%
45 to 54 133,008 9,150 6.9%
55 to 64 111,496 7,506 6.7%
65 to 74 49,015 7,439 15.2%
75 or older 13,020 4,301 33.0%

Source: U.S. Census Bureau, American Community Survey 2024 microdata, Georgia. All figures are for 2024.

In 2024, 33.0% of Georgians aged 75 or older who were still working in their own business as their main job reported at least one of the six Census difficulties, against 6.7% of those aged 55 to 64 (Census survey data). A reported difficulty is not legal incapacity.

The share is about the same at 45 to 54 and 55 to 64 (6.9% and 6.7%). It is higher at 65 to 74 (15.2%) and higher again at 75 or older.

Read the older rows with care. They count only people still working. Many people stop working as they get older. Among Georgians aged 65 to 74 whose most recent job was their own business, 40.4% were no longer working (2020 to 2024, people living in nursing homes or other institutions not counted). So these rows describe the owners who are still working, not everyone who ran a business at that age.

Every Age and Every Difficulty

The single year of 2024 has too few survey records to split every difficulty by age. So this table pools five years of the survey. Each figure is an average year across 2020 to 2024.

Grouped bar chart of Georgians working in their own business as their main job, 2020 to 2024, by age group. Share reporting any of six difficulties: 5.9% at 16 to 24, 5.1% at 25 to 34, 4.7% at 35 to 44, 7.0% at 45 to 54, 8.6% at 55 to 64, 16.1% at 65 to 74, 30.1% at 75 and older. Share reporting serious difficulty concentrating, remembering or making decisions: 4.5%, 2.7%, 2.0%, 1.6%, 1.7%, 1.6%, 2.8%. Reported difficulty, not legal incapacity.
Where this data comes from
  • These are Georgians who are working and whose main job is their own business. People who have stopped working are not in these bars.
  • A difficulty is what a household reported on the Census form. It is not a medical diagnosis, and it is not legal incapacity.
  • Each figure is an average year across 2020 to 2024.
  • The two bars in each age group overlap: a person with serious difficulty concentrating, remembering or making decisions is also counted in the any-difficulty bar.
  • At every age from 25 up, people whose last job was their own business and who report this difficulty are more often no longer working, so the line describes owners who are still working.
  • Based on 24,045 Census survey records.

Survey records behind each figure: 24,045 survey records (an average of 528,955 working owners a year)

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year Public Use Microdata Sample (Georgia). Analysis: The Hive Law.

Age Any of the six Hearing Seeing Concentrating, remembering or making decisions Walking or climbing stairs Dressing or bathing Errands alone
16 to 24 5.9% withheld withheld 4.5% withheld withheld withheld
25 to 34 5.1% 1.0% 1.4% 2.7% withheld withheld 1.0%
35 to 44 4.7% 1.0% 1.0% 2.0% 1.3% withheld 0.9%
45 to 54 7.0% 2.2% 2.2% 1.6% 2.2% withheld 0.7%
55 to 64 8.6% 3.3% 2.0% 1.7% 3.4% 0.4% 1.2%
65 to 74 16.1% 7.2% 3.6% 1.6% 7.2% withheld 1.9%
75 or older 30.1% 15.4% 6.8% 2.8% 13.2% withheld 4.3%
All ages 7.8% 2.6% 1.9% 2.1% 2.6% 0.4% 1.1%

Source: U.S. Census Bureau, American Community Survey 2020 to 2024 microdata, Georgia. Share of Georgians working in their own business as their main job in each age group, an average year across 2020 to 2024. “Withheld” means too few people in the survey for a reliable figure.

Hearing and walking difficulties rise steeply with age. Serious difficulty concentrating, remembering or making decisions does not. It is between 1.6% and 2.8% in every age group from 35 up, and 4.5% at 16 to 24 (2020 to 2024). Why is not measured.

About 7 in 10 Georgians who currently work in their own business as their main job and report serious difficulty concentrating, remembering or making decisions are younger than 55 (71.9%, 2020 to 2024 Census data), close to the 67.2% of all Georgians working in their own business as their main job who are younger than 55. A reported difficulty is not legal incapacity.

In 2024 alone, the share younger than 55 was 77.8%. Most of the people reporting this difficulty are younger than 55 mainly because most working owners are younger than 55. It does not describe their condition, which the survey does not ask about.

These figures describe owners who are still working. At every age from 25 up, people whose last job was their own business and who report this difficulty are more often no longer working. That is shown in the people these numbers leave out.

Owners and Employees of the Same Age

Employees here are Georgians working for someone else, including government.

Grouped bar chart comparing Georgia working owners and employees by age group, 2020 to 2024, share reporting any of six difficulties. Owners then employees: 16 to 24, 5.9% and 5.5%; 25 to 34, 5.1% and 5.0%; 35 to 44, 4.7% and 5.4%; 45 to 54, 7.0% and 6.8%; 55 to 64, 8.6% and 9.6%; 65 to 74, 16.1% and 15.1%; 75 and older, 30.1% and 29.1%. The groups are similar at every age.
Where this data comes from
  • Working owners are Georgians whose main job is their own business. Employees are Georgians working for someone else, including government.
  • Overall, owners report a difficulty a little more often than employees, 7.8% against 6.9%, because owners are older. At the same ages it is 7.8% against 8.0%.
  • The small gaps within single age groups are inside the survey’s margin of error.
  • A difficulty is what a household reported on the Census form. It is not a medical diagnosis, and it is not legal incapacity.
  • Each figure is an average year across 2020 to 2024.

Survey records behind each figure: 24,045 owner and 199,273 employee survey records

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year Public Use Microdata Sample (Georgia). Analysis: The Hive Law.

At the same age, Georgians who currently work in their own business as their main job report at least one of the six Census difficulties about as often as Georgia employees do: 7.8% against 8.0%, with employees weighted to the owners’ ages (2020 to 2024 Census data). A reported difficulty is not legal incapacity.

Without allowing for age, owners look higher: 7.8% against 6.9% for employees. That gap comes from owners being older: once age is allowed for, no gap is left that the survey can measure. The data do not show why, in either direction.

Age Owners, any of the six Employees, any of the six Owners, concentrating, remembering or making decisions Employees, concentrating, remembering or making decisions
16 to 24 5.9% 5.5% 4.5% 3.5%
25 to 34 5.1% 5.0% 2.7% 2.8%
35 to 44 4.7% 5.4% 2.0% 2.4%
45 to 54 7.0% 6.8% 1.6% 2.0%
55 to 64 8.6% 9.6% 1.7% 1.7%
65 to 74 16.1% 15.1% 1.6% 2.2%
75 or older 30.1% 29.1% 2.8% 4.5%

Source: U.S. Census Bureau, American Community Survey 2020 to 2024 microdata, Georgia. An average year across 2020 to 2024.

The 2024 survey alone shows a lower share for owners aged 55 to 64 than for employees of the same age: 6.7% against 9.7%. The five years of data together do not confirm it: 8.6% against 9.6%, a difference too small to measure. We give no reason for either figure.

No difference by type of difficulty is established, for all ages together or for any single age group, once the number of comparisons we made is allowed for.

The People These Numbers Leave Out

The figures in this report mostly count only people who are working. This section looks at a wider group: Georgians whose current job, or most recent job in the past five years, was their own business, whether they are working now or not. It leaves out people living in a nursing home or other institution. These are not all current owners, because some of them have stopped working.

Grouped bar chart of Georgians whose most recent job was their own business, 2020 to 2024, share no longer working, for everyone in the group and for those reporting serious difficulty concentrating, remembering or making decisions: 16 to 24, 27.3% and 42.1%; 25 to 34, 18.5% and 38.1%; 35 to 44, 15.2% and 45.8%; 45 to 54, 13.6% and 41.9%; 55 to 64, 19.7% and 48.5%; 65 to 74, 40.4% and 57.1%; 75 and older, 53.6% and 75.8%. Why they stopped is not measured.
Where this data comes from
  • The group is Georgians not living in a nursing home or other institution whose current job, or most recent job in the past five years, was their own business, whether they are working now or not.
  • The gap is clear at every age from 25 up. At 16 to 24 it is too small to be sure of.
  • The survey does not say why anyone stopped working. The difficulty may have come before, after, or have nothing to do with it.
  • The survey does not say what happened to the business: whether it closed, was sold, or is run by someone else.
  • A difficulty is what a household reported on the Census form. It is not a medical diagnosis, and it is not legal incapacity.
  • Each figure is an average year across 2020 to 2024.

Survey records behind each figure: 31,155 survey records (people not living in a nursing home or other institution whose most recent job was self-employment)

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year Public Use Microdata Sample (Georgia). Analysis: The Hive Law.

Among Georgians aged 55 to 64 whose most recent job was their own business, about half of those who reported serious difficulty concentrating, remembering or making decisions were no longer working (48.5%), against one in five of the whole group (19.7%), in 2020 to 2024 Census data that leave out people living in nursing homes or other institutions. The same gap shows at every age from 25 up. The survey does not say why anyone stopped working or what happened to the business, and a reported difficulty is not legal incapacity.

Age Share of the whole group no longer working Of those with any of the six difficulties, no longer working Of those with serious difficulty concentrating, remembering or making decisions, no longer working
16 to 24 27.3% 45.3% 42.1% (gap not established)
25 to 34 18.5% 39.1% 38.1%
35 to 44 15.2% 36.2% 45.8%
45 to 54 13.6% 28.4% 41.9%
55 to 64 19.7% 39.7% 48.5%
65 to 74 40.4% 43.8% 57.1%
75 or older 53.6% 60.0% 75.8%

Source: U.S. Census Bureau, American Community Survey 2020 to 2024 microdata, Georgia. An average year across 2020 to 2024.

This is not a pattern only among older people. For serious difficulty concentrating, remembering or making decisions, the gap is clear at every age from 25 up. At 16 to 24 it is too small to be sure of. For any of the six difficulties, the gap is clear at ages 25 to 64 only.

Three things the survey does not tell us:

  • Why anyone stopped working. The difficulty may have come before, after, or have nothing to do with it.
  • What happened to the business. It may have closed, been sold, or be run by someone else. The survey records the person’s last job, not the business.
  • Whether the stop is for good.

Unincorporated and Incorporated Businesses

The survey asks owners to tick a box saying whether their business is incorporated. That is the owner’s own answer, not a legal record. It does not tell you whether the business is an LLC or a sole proprietorship, or whether it has employees.

Georgians working in their own business as their main job who describe their business as not incorporated report at least one of the six difficulties more often than those who describe it as incorporated: 8.7% against 6.6% (2020 to 2024). The gap remains after allowing for age: 8.8% against 6.5%.

By type of difficulty, only walking or climbing stairs also shows a clear gap after allowing for age (3.1% against 2.1%). For serious difficulty concentrating, remembering or making decisions, a gap is not established.

Age Not incorporated, any of the six Incorporated, any of the six
16 to 24 6.5% withheld
25 to 34 5.2% 4.9%
35 to 44 5.2% 4.0%
45 to 54 8.1% 5.8%
55 to 64 10.2% 7.0%
65 to 74 18.2% 13.6%
75 or older 35.0% 23.6%

Source: U.S. Census Bureau, American Community Survey 2020 to 2024 microdata, Georgia. An average year across 2020 to 2024.

The not-incorporated share is higher in every age group from 25 up. Age group by age group, the gap is large enough to be sure of only at 65 to 74. The data do not say why. A reported difficulty is not legal incapacity.

42,600 Georgians working in their own business as their main job who reported a difficulty in 2024 (not legal incapacity)
10,500 of them reported serious difficulty concentrating, remembering or making decisions (2024; not legal incapacity)
33.0% of Georgians 75 and older still working in their own business as their main job reported a difficulty (2024; not legal incapacity)

Every Industry

Each person is counted in the industry of their main job. Some industries have older owners than others, so we show each industry two ways: as counted, and after allowing for age, as if every industry had the same age mix as working owners overall.

Horizontal bar chart of 16 industries, share of Georgia working owners reporting any of six difficulties, adjusted to the same age mix, 2020 to 2024: other services 9.5%, transportation and warehousing 9.4%, wholesale trade 9.1%, retail trade 8.4%, administrative and support 8.3%, arts and entertainment 8.3%, health care 8.2%, construction 8.1%, agriculture 8.1%, manufacturing 7.2%, professional services 6.9%, educational services 6.4%, accommodation and food 6.2%, information 5.5%, real estate 5.3%, finance and insurance 4.4%. Only real estate and finance are clearly below owners overall.
Where this data comes from
  • Each bar is adjusted so every industry has the same age mix as Georgia working owners overall. Before that adjustment, real estate is 5.4% and wholesale trade 12.1%. The wholesale figure rests on about 500 survey records and is not clearly above owners overall even before the adjustment.
  • Only real estate and finance are clearly below owners overall (7.8%). No industry is clearly highest; the top bars are within each other’s margin of error.
  • Industry is the industry of the owner’s main job.
  • Utilities, mining and management of companies have too few survey records to show.
  • A difficulty is what a household reported on the Census form. It is not a medical diagnosis, and it is not legal incapacity.
  • Each figure is an average year across 2020 to 2024.

Survey records behind each figure: 24,045 survey records; 16 industries shown

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year Public Use Microdata Sample (Georgia). Analysis: The Hive Law.

Industry Georgians working in their own business as their main job (average year) Share reporting any of the six difficulties Share after allowing for age
Construction 86,217 7.4% 8.1%
Professional, scientific and technical services 71,216 7.5% 6.9%
Other services (except public administration) 60,657 9.2% 9.5%
Administrative, support and waste management 50,077 7.8% 8.3%
Health care and social assistance 38,720 8.6% 8.2%
Transportation and warehousing 38,298 8.7% 9.4%
Retail trade 38,101 8.3% 8.4%
Real estate, rental and leasing 27,847 5.4% 5.3%
Manufacturing 19,541 7.6% 7.2%
Accommodation and food services 18,958 5.9% 6.2%
Finance and insurance 17,985 5.5% 4.4%
Arts, entertainment and recreation 14,751 8.6% 8.3%
Agriculture, forestry, fishing and hunting 12,856 8.3% 8.1%
Educational services 11,442 6.6% 6.4%
Information 10,583 4.7% 5.5%
Wholesale trade 10,332 12.1% 9.1%
All industries 528,955 7.8% 7.8%

Source: U.S. Census Bureau, American Community Survey 2020 to 2024 microdata, Georgia. An average year across 2020 to 2024. Utilities, mining and management of companies have too few survey records to show; they are in the All industries total.

After allowing for age, Georgians whose main job is their own business in real estate, rental and leasing report at least one of the six Census difficulties less often than all Georgians whose main job is their own business: 5.3% against 7.8% (5.4% before allowing for age; 2020 to 2024 Census data). Finance and insurance is the only other industry clearly below the overall share. A reported difficulty is not legal incapacity.

No industry is clearly highest. Real estate owners are older than most, with 40.0% aged 55 or older, yet the share of them reporting a difficulty is still lower than the overall share. Why is not measured.

Wholesale trade shows why the age step matters. As counted, its share is 12.1%, the largest figure in the table, but with about 500 survey records it is not clearly higher than owners overall even before the age step. Half of its owners are 55 or older, and after allowing for age its share is 9.1%.

The real estate row counts people whose main job is their own business in real estate, rental and leasing, which includes agents and brokers who work for themselves as well as landlords. The survey cannot find landlords who rent out property on the side. If you own rentals, read what happens to your rental properties if you become incapacitated.

Still Running the Business

In 2024, about 25,300 Georgians working in their own business as their main job who reported a difficulty, 59.4% of them, usually worked 35 or more hours a week, including about 5,800 who reported serious difficulty concentrating, remembering or making decisions (55.2% of that group). Among those who reported no difficulty, the share was 71.5%. Part of the gap is age: among owners aged 16 to 64, the shares are 66.8% against 74.2% (2020 to 2024). A reported difficulty is not legal incapacity.

“Usually work 35 or more hours a week” is not the same as full-time. The survey asks about usual hours, not how many weeks a year someone worked.

The survey does not ask whether these owners have named anyone to act for them, and none of the business-owner surveys we checked asks about a power of attorney. For the planning side, see our pages on incapacity planning, a power of attorney, what a power of attorney costs in Georgia, the incapacity documents, and an advance healthcare directive. If your business leans on one person, we also have a guide to key person planning.

What the Census Bureau Already Publishes

Two Census Bureau tables touch this subject. Neither splits working owners by age or by type of difficulty.

Census table S1811. In 2024, 6.8% of employed Georgians with a disability worked in their own business that was not incorporated, and 4.3% in their own incorporated business. Among employed Georgians without a disability, the two shares were 5.4% and 4.6%. The base is workers with a disability, not owners. From this table, a reader can work out that about 43,800 self-employed Georgians with a disability were working in 2024. Our own count is close to that and within the table’s margin of error. The table does not split the self-employed by age, by type of difficulty or by industry.

The Annual Business Survey. This survey asks owners of businesses with paid staff a different question: whether they have “a physical or mental impairment that substantially limits one or more of … major life activities.” In 2023, 2.6% of the owners of Georgia’s responding employer businesses said yes (U.S. 2.8%), and 4.2% said they did not know. This is a different question, asked of different people, in a different year. Do not compare it with any figure from the American Community Survey, which covers every figure in this report outside this paragraph, including table S1811. It also gives the share by industry, for owners of businesses with paid staff only.

We also searched DisabilityStatistics.org, the Annual Disability Statistics Compendium, and the SBA Office of Advocacy’s 2024 report on entrepreneurs with disabilities, which covers the whole country with no Georgia figure. None of them gives Georgia owners by age, by type of difficulty or by industry.

Who These Figures Count

Every figure in this report counts Georgians who were working and whose main job, the job where they work the most hours, is their own business, incorporated or not, except where a sentence names a different group. The People These Numbers Leave Out, and the sentences that point to it, add people who have stopped working. What the Census Bureau Already Publishes reports two other Census tables. In 2024 the main group is 547,608 people.

That is not a count of every Georgia business owner. It leaves out people whose business is a side business, and people who are not working right now. It counts people, not businesses. It is not a count of full-time owners.

It is the same definition our Georgia business succession statistics use. That page counts 554,479 for 2023. The difference between the two years is too small to call a real change.

How We Worked This Out

The data. Every figure we worked out ourselves comes from the Census Bureau’s American Community Survey, read record by record. The two published tables in What the Census Bureau Already Publishes are quoted as the Census Bureau printed them. The 2024 survey has 5,484 records for Georgians working in their own business as their main job. For the tables split by age, type and industry, we pooled five years, 2020 to 2024, which gives 24,045 records. Those figures are an average year across 2020 to 2024. We say which one each figure uses.

The six questions. A person counts as reporting a difficulty if the household’s form says yes to any of these: deaf or serious difficulty hearing; blind or serious difficulty seeing even when wearing glasses; serious difficulty concentrating, remembering or making decisions because of a physical, mental or emotional condition; serious difficulty walking or climbing stairs; difficulty dressing or bathing; or difficulty doing errands alone because of a physical, mental or emotional condition.

What we do not show. We do not show a figure when fewer than 20 people in the survey are behind it, when the group it is a share of has fewer than 50, or when its margin of error is too wide. Those cells say “withheld.” They are never left blank or shown as zero.

When we call a difference real. We made many comparisons. The more comparisons you make, the more likely one looks large by chance. So we call a difference clear only when it is large enough to be sure of after allowing for how many comparisons were made. Anything smaller we call “not established.” That does not mean there is no difference.

“After allowing for age.” Some groups are older than others, and difficulties rise with age. To compare fairly, we work out what each group’s share would be if it had the same age mix as Georgia’s working owners overall.

What kind of figure these are. Every figure is counted directly from survey records and weighted the way the Census Bureau weights them. None is a model or a projection.

What the full tables changed. Looking at every age and every industry, not just totals, changed three things. The 2024 survey alone showed a lower share for owners aged 55 to 64 than for employees, but five years of data do not confirm it. Owners look higher than employees without allowing for age, but that gap is the owners’ older age mix. And wholesale trade’s large share as counted, 12.1%, falls to 9.1% once age is allowed for.

How to Cite This Page

The Hive Law, “Georgia Business Owner Disability Statistics: How Many Georgians Running Their Own Business Report Each Difficulty, at What Ages, and in Which Industries,” 2026, https://www.thehivelaw.com/business-owner/stats/georgia-business-owner-disability-statistics/.

Sources

  • U.S. Census Bureau, American Community Survey 2024 1-year Public Use Microdata Sample, Georgia
  • U.S. Census Bureau, American Community Survey 2020 to 2024 5-year Public Use Microdata Sample, Georgia
  • U.S. Census Bureau, American Community Survey 2024 Subject Definitions, the wording of the six difficulty questions
  • U.S. Census Bureau, American Community Survey 2024 1-year, table S1811, Georgia: class of worker of employed people with and without a disability
  • U.S. Census Bureau, 2023 Annual Business Survey, Characteristics of Business Owners (table AB2300CSCBO), Georgia and United States

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In a 60-minute meeting, Shawn and Melissa review your assets, your family, and your goals together and confirm your price. This meeting is credited toward your plan if you move forward.

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Melissa Breyer

Melissa Breyer

Georgia Estate Planning Attorney

Melissa Breyer is a Georgia estate planning attorney who works exclusively on trust-based estate planning and LLC formation. She personally designs and drafts every plan at The Hive Law after the initial call. Every plan is built from scratch for your specific family, your specific assets, and your specific wishes.

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Questions About Georgia Business Owner Disability Statistics

In 2024, about 42,600 Georgians who currently work in their own business as their main job, 7.8% of them, reported at least one of the six difficulties the Census Bureau asks about, according to The Hive Law’s analysis of Census survey data. These are people, not businesses. The count leaves out people whose business is a side business and people who are not working right now, so it is not a count of every Georgia business owner. The six difficulties are hearing; seeing; concentrating, remembering or making decisions; walking or climbing stairs; dressing or bathing; and doing errands alone. A difficulty reported on a survey form is not a diagnosis and not legal incapacity.

In 2024, about 10,500 Georgians who currently work in their own business as their main job, 1.9% of them, reported serious difficulty concentrating, remembering or making decisions because of a physical, mental or emotional condition, according to Census survey data analyzed by The Hive Law. The survey does not name the condition. The answer comes from a survey form: it is not a diagnosis, a capacity assessment or a court finding, and it is not legal incapacity. About 7 in 10 of the Georgians working in their own business as their main job who report this difficulty are younger than 55 (71.9%, 2020 to 2024), close to the 67.2% of all Georgians working in their own business as their main job who are younger than 55.

Among Georgians still working in their own business as their main job, 6.7% of those aged 55 to 64 and 33.0% of those aged 75 or older reported at least one of the six Census difficulties in 2024. Hearing and walking difficulties climb steeply with age, but serious difficulty concentrating, remembering or making decisions does not: it is between 1.6% and 2.8% in every age group from 35 up (2020 to 2024). These figures count only people still working, and at every age from 25 up, people whose last job was their own business and who report that difficulty are more often no longer working. None of these figures is a finding of legal incapacity.

At the same age, Georgians who currently work in their own business as their main job and Georgia employees report at least one of the six Census difficulties at about the same rate: 7.8% for owners against 8.0% for employees, with employees weighted to the owners’ ages (2020 to 2024 Census data). Without allowing for age, owners look higher, 7.8% against 6.9%, because owners are older. No difference by type of difficulty is established, and the data do not show why the shares are what they are. A difficulty reported on the survey is not legal incapacity.

After allowing for age, only two industries have a share clearly lower than the share for all Georgians working in their own business as their main job (7.8%): finance and insurance (4.4%) and real estate, rental and leasing (5.3%), in 2020 to 2024 Census data. Real estate is 5.4% before allowing for age, even though 40.0% of its owners are 55 or older. No industry is clearly highest. The survey counts the industry of each person’s main job, and it does not say why the shares differ. These are reported difficulties, not legal incapacity.

In 2024, 6.8% of employed Georgians with a disability worked in their own business that was not incorporated, against 5.4% of employed Georgians without a disability, according to the Census Bureau’s published table S1811. That difference is clear once the survey’s margin of error is allowed for. For incorporated businesses the shares were 4.3% and 4.6%, a difference too small to measure. These are shares of all employed Georgians, not of business owners, and they are not adjusted for age, so they do not show that a disability makes anyone more or less likely to work for themselves. A disability reported on a survey is not legal incapacity.

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